Investing in todays' markets can be very unnerving to say the least. We advocate the "Modern Portfolio Theory," i.e. buying low and selling high; its simple advice but not necessarily simple to follow. With great care, we put together principals and strategies that produce a portfolio that reflects risk tolerances, time horizons and goals. Investment and financial planning services are offered by Grover Stults through his affiliation with HD Vest.
Tax Planning & Preparation
We believe there is no standard tax situation; each has its own unique characteristics. We scrutinize income and expenditure habits to uncover ways to structure the return to achieve the lowest tax liability. We are able to utilize some of the more obscure sections of the Internal Revenue Code (as well as the laws of the individual states) to plan the timing and presentation of the various items of the client’s return.
Our goal is to experience the lowest tax liability or greatest return for our clients. In addition to income taxes, we can also help our clients build substantial portfolios. Our clients are made aware of the importance of the titling of assets, be it in his name, or her name, or one of several forms of trusts to insulate their holdings from the nasty bite of estate taxation.
Whether you have an intricate tax challenge or want a simple return reviewed and filed, we have the expertise to provide you with organized, effective, and in-expensive services to suit your exact requirements.
Some of our service offerings include:
- Tax Return Filing
- Tax Reduction Strategies
Premium Insurance For Life
The Center For Financial Strategies offers businesses and individuals products and services to protect themselves, their family, and their security.
Pam Caprio has been in the insurance business for over 30 years. As a Certified Senior Advisor, she has helped countless clients reduce taxes using insurance products and tools – including the ability to create financially secure retirement and estate plans.
Our mission is to provide you with security and peace of mind when it comes to
these important decisions.
Some of our insurance services include:
- Term, Permanent, and Whole Life Insurance
- Tax Deferral
- Fixed Annuities
- Estate Planning
- Disability and Long Term Care Insurance
- Buy-Sell Agreement Funding
- Key Person Insurance
- Health Insurance for Groups and Individuals
For more information on our financial, tax, or insurance service offerings, please contact us today.